Start with your license
Bedside RNs, advanced-practice nurses, physicians, and behavioral-health clinicians often use different programs.
Healthcare debt programs
Find loan-repayment programs that fit your role and state
Compare the profession, workplace, service term, and application status before you count on an award. JibJob connects those rules to current healthcare jobs without claiming that a shortage-area signal guarantees eligibility.
What we verify
- The program exists
- Your profession is listed
- The application status is current
- What still needs confirmation
Check the exact workplace
A rural address or HPSA signal can be useful, but it does not by itself prove that a site is approved.
Compare the obligation
Look beyond the maximum award to the service years, eligible debt, selection process, and tax treatment.
State guides
Start with a fully checked pilot state
These pages separate state programs from the federal options available nationwide. More states will appear only after their program rules pass the same source and freshness checks.
MN
Minnesota
A hospital RN does not use the same track as a rural public-health nurse or an advanced-practice provider.
Compare 4 state and federal options
ND
North Dakota
The official 2026 rules list a five-year service contract and an RN tier of up to $20,000 in state funding plus a $2,000 employer match.
Compare 3 state and federal options
SD
South Dakota
RAP and RHFRAP use different profession, employer, community, award, and availability rules. Compare the exact program before accepting a service obligation.
Compare 4 state and federal options
Federal programs
Two national lanes that are easy to confuse
Nurse Corps includes bedside RNs. NHSC does not—but it can include nurse practitioners and certified nurse midwives in eligible specialties at NHSC-approved sites.
Federal loan repayment
2026 applications closedNurse Corps Loan Repayment Program
60% of qualifying nursing debt over two years; up to 85% with an optional third year
- Roles listed
- RN, APRN, Nurse faculty
- Service
- Two years, with an optional third year
- Workplace rule
- Full-time service at an eligible Critical Shortage Facility, or eligible service as nurse faculty
HRSA says these payments are subject to federal income and employment taxes.
Official source checked Sep 1, 2026 · review due Sep 8, 2026
HRSA Nurse CorpsFederal loan repayment
2026 applications closedNHSC Loan Repayment Program
Up to $75,000 for eligible full-time primary care providers over two years
- Roles listed
- NP, CNM, Physician, PA, Dental, Behavioral health
- Service
- Two years full-time or half-time at an NHSC-approved site
- Workplace rule
- The employer must be an NHSC-approved site in the relevant HPSA—not simply located in a shortage area
Bedside RNs are not listed for this program. Nurse practitioners and certified nurse midwives may qualify in eligible specialties.
Official source checked Sep 1, 2026 · review due Sep 8, 2026
National Health Service CorpsA careful job handoff
Find the job, then confirm the program
JibJob can surface employer loan-repayment language and shortage-area signals. The program administrator still decides whether your profession, debt, workplace, and service plan qualify.
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